For corporate treasurers · TMS & architecture

Transforming your TMS, or architecting Treasury 4.0

Two engagements for two moments: get the most out of the TMS you already own, or design the next-generation architecture from scratch. Delivered by practitioners who have run treasury at FTSE 100 and PE-backed scale.

Mode A

Get the most out of your TMS

The TMS you already own is almost certainly running at a fraction of its capability. Most of the lift isn't a re-platform — it's fixing configuration, integrations, reporting and adoption in the tool you already paid for.

Configuration review
Modules, workflows, approval matrices and account structures audited against what treasury actually needs — not what the original implementation scoped five years ago.
Integration uplift
Bank and ERP connections moved from file transfer to API where it pays. MT940 / camt.053 / ISO 20022 done properly, no more manual fixes at 7am on the first of the month.
Reporting & dashboards
Board, treasury and regulator-grade outputs built on the TMS's native semantic model, extended where needed. One source of truth, not four exports reconciled in Excel.
Process alignment
Close cycle, payments workflow, deal capture and hedge documentation aligned to the TMS's strengths — and fixed where the TMS is weak, using targeted automation on the edges.
User adoption & enablement
Playbooks, training and change work so the TMS stops being 'what the implementation team built' and starts being 'what the team uses every day'.

Mode B

Architect Treasury 4.0

When the existing stack has reached its ceiling, or you're scaling fast enough that a clean slate is cheaper than a thousand integrations. Cloud-native, API-first, AI-augmented — designed to stay current for a decade.

01
Cloud-native & API-first
Every component — TMS, ERP, bank connectivity, data lake, analytics — addressable via API. No file drops, no overnight extracts. The architecture has to be live or it isn't Treasury 4.0.
02
Event-driven orchestration
Payments, hedges, confirmations and market events trigger downstream work the moment they happen. Webhook-based, idempotent, observable end-to-end.
03
Bronze / Silver / Gold data spine
The same lakehouse pattern the AI services sit on. Raw bank and TMS feeds land in bronze, conformed in silver, served as gold — with lineage preserved at every hop.
04
AI agents on top, not next to
Copilot-era agents embedded in the workflow — not a chatbot bolted on the side. Forecasting, reconciliation, variance commentary and anomaly detection as first-class citizens.
05
Control by design
Segregation of duties, four-eyes, audit trail and key-ceremony procedures architected from day one. The controls the external auditor will ask about in year three, built in year one.

Platform coverage

We know the tools you're already on

Delivered integrations and optimisations across every major enterprise TMS. For Treasury 4.0 builds, we compose from a tightly-curated Microsoft-led stack and treasury-grade partners.

Existing TMS platforms

FIS Quantum / Integrity

SAP TRM

Oracle

Reval

Kyriba

ION

TIS

Coupa Treasury

Treasury 4.0 stack

Microsoft Fabric

Data spine

Copilot Studio

Agent runtime

Anthropic Claude / OpenAI

Model backbone

Your Treasury Connect

API connectivity

Your Treasury Connect

Managed API connectivity

Bank APIs, open data and direct connections promised real-time treasury — but they arrived as a tangle of portals, certificates and inconsistent standards. We take integration on as a managed service so treasury focuses on liquidity, risk and strategy — not certificate renewals.

Intraday balances, payment flows and transaction detail — API-native, no file drops.
Webhook orchestration, certificate management and monitoring handled by us.
Delivered integrations for Citibank, JPMorgan, SAP, FIS, Kyriba, 360T, Microsoft.

Download the Connect brochure